I will negotiate on your behalf. Many people are uncertain or uncomfortable negotiating mortgages directly with their bank. And even if you have an existing relationship with your branch, TMG does millions of dollars of transactions yearly with a wide variety of lending institutions so we have strong lender relationships. I can use that relationship to your advantage to negotiate your mortgage to ensure you secure competitive rates and terms that benefit you.
I will also ensure that you're getting the best rates and terms. Even if you've already been pre-approved for a mortgage by your bank or another financial institution, you're not obliged to stop shopping! I can investigate on your behalf to see if there is an alternative to better suit your needs.
Do you know about mortgage customization? All mortgages are not created equally, and depending on your financial goals, I will ensure the mortgage you receive helps you with those goals. Whether borrowing to purchase, renovate, or make your mortgage interest tax deductible, I can ensure that the mortgage you have helps achieve these financial goals.
Professional Background:
Over 8 years of experience in the Mortgage and Finance Industry as an Associate Mortgage Broker, Assistant Branch Manager, and Mortgage Underwriter with companies such as Scotiabank, CIBC, HSBC Finance, and Equitable Bank
Previously a licensed Realtor for 5 years, so I have hands-on experience with every aspect of the Real Estate and Mortgage Financing process from the inside. Gives me a unique experience base to put into action for my clients
Have bought and sold 5 properties myself, and bought my first property at 21 years old
Father to two wonderful children, and married over 13 years. Always family first!
Educational Background:
B.A. - Economics & Business Studies, St. Mary's University
Licensed Associate Mortgage Broker, Mortgage Professionals Canada
Fully Bilingual, English and French (written and spoken)